Financing Questions to Ask Before HVAC Installation

Separate project scope from credit terms

First confirm the equipment and work being purchased. Then review the financing application, approval, payment structure and provider terms. Availability does not mean automatic approval.

Questions for the provider documents

• What amount is being financed and which project items are included
• Which rate, term, fees and payment schedule apply
• Whether promotional terms change after a defined period
• What happens if the project scope changes
• When approval expires and when payments begin

Use the final written documents

Website language is general information, not a credit offer. Review the project agreement and the financing provider documents before signing, and ask for clarification on terms you do not understand.